19 June 2014

Completing A Medical Confirmation Form on Behalf of Partners/Staff

Completing A Medical Confirmation Form on Behalf of Partners/Staff

Here is the classic case through the eyes of a Practice Manager:

Just filled out the form for our Locum Insurance and as far as I am aware none of the individuals that are being insured have had any anything wrong with them in the period requested. Insurance now in place – On to the next job.

Some months later – One of the partners has been off sick with a stress related condition for the last 3 weeks and it looks as though he will be off for another 8 weeks at least. Contacted our insurance broker/company and requested a claim form. The claim form has been completed and has been sent to the insurance broker/company. I am now waiting to be paid as we are already employing a locum.

To my amazement I have received an email/letter from the insurance broker/company saying that they will not be paying the claim due to non-disclosure. I now find out that the partner who is off sick had suffered from a stress related condition in the preceding x months. Not a happy bunny at the moment to say the least!

The partners reason for not disclosing this to me  – He/She did not think that the previous condition warranted a mention.

Make sure you stress the implications of not fully disclosing medical condition.

If you would like to discuss your requirements further please contact MIC on 0800 163870

  • Learning to navigate Medical Indemnity Insurance with MIC

    13 March 2024

    Learning to navigate Medical Indemnity Insurance with MIC

    Read Post
  • Understanding Medical Indemnity Insurance for Healthcare Professionals

    20 February 2024

    Understanding Medical Indemnity Insurance for Healthcare Professionals

    Read Post
  • Understanding MIC’s Professional Indemnity Insurance

    2 January 2024

    Understanding MIC’s Professional Indemnity Insurance

    Read Post
  • 2017/18 GMS Contract Changes – What Does It Mean For My Locum Insurance?

    3 May 2017

    2017/18 GMS Contract Changes – What Does It Mean For My Locum Insurance?

    Read Post
  • Non-Disclosure Deliberate or Accidental?

    7 November 2016

    Non-Disclosure Deliberate or Accidental?

    Read Post
  • Budget increase kicks in tomorrow

    30 September 2016

    Budget increase kicks in tomorrow

    Read Post
  • Stresses and Strains!

    4 April 2016

    Stresses and Strains!

    Read Post
  • We Started To Change Locum Insurance Cover Nearly 20 Years Ago

    22 January 2016

    We Started To Change Locum Insurance Cover Nearly 20 Years Ago

    Read Post
  • GP’s Indemnity costs for extended/weekend working hours

    13 August 2015

    GP’s Indemnity costs for extended/weekend working hours

    Read Post
  • How Much Longer Will It Keep Going? – Medical Indemnity costs

    2 July 2015

    How Much Longer Will It Keep Going? – Medical Indemnity costs

    Read Post

© MIC 2023

Terms of Business

Privacy Policy

Sitemap

Website by Aztec Media