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Employers & Public/Products Liability

MIC offer essential insurance coverage for workplace obligations, including Employer Liability Insurance for your employees and Public Liability Insurance for visitors to your premises. Our Surgery Insurance policy includes £10 million Employers Liability and £5 million Public & Products Liability as standard, with the option to increase Public & Products Liability if needed. Alternatively, you can opt for a separate policy with the same coverage for added convenience. If higher limits are required for your Public/Products Liability insurance, we provide excess layer policies that supplement your primary coverage, allowing total limits up to £25 million to meet regulatory standards such as the new schedule 9 requirements in PCT contracts.

A regulatory requirement if you employ people within the workplace is to hold Employers Liability insurance, and if you have people entering your premises in connection with your work then you need to cover this as well with Public Liability Insurance.

We can offer this type of insurance either within our Surgery Insurance policy or seperately. The Surgery Insurance scheme can provide £10 million Employers liability and £5 million Public & Products Liability as standard, with the option of increasing the Public & Products Liability if required.

The seperate policy can provide the same coverage as that describe above, but within its own policy if this is more convenient to you.

If you require higher limits for your Public/Products Liability insurance this is not a problem, as we can provide what is known as an excess layer policy that sits behind your primary policy with us. This excess layer facility can increase your total limit up to £25 million for Public/Products Liability, a common figure requested from clients to be in line with the new schedule 9 requirements in PCT contracts.

If you would like to submit an enquiry relating to standalone or excess liability insurance then please click the ‘Request Quote’ link above or you can contact us directly.

Accredited

Medical Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 309026.

Personal

We are committed in providing a first class service to all our clients, not just when you take out a policy, but throughout the life of your policy. We make sure that you have the support and advice needed when it comes to claiming.

Professional

We have been operating for over 30 years specialising in the insurance needs of healthcare providers and professionals. Our aim is to continue to develop, innovate, improve and reduce the cost of insurance for all our clients and future clients.

Contact us today to see how much we can help you save

Let us provide you with a quote and you can see the benefits for yourself

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