Employers & Public/Products Liability

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A regulatory requirement if you employ people within the workplace is to hold Employers Liability insurance, and if you have people entering your premises in connection with your work then you need to cover this as well with Public Liability Insurance.

We can offer this type of insurance either within our Surgery Insurance policy or seperately. The Surgery Insurance scheme can provide £10 million Employers liability and £5 million Public & Products Liability as standard, with the option of increasing the Public & Products Liability if required.

The seperate policy can provide the same coverage as that describe above, but within its own policy if this is more convenient to you.

If you require higher limits for your Public/Products Liability insurance this is not a problem, as we can provide what is known as an excess layer policy that sits behind your primary policy with us. This excess layer facility can increase your total limit up to £25 million for Public/Products Liability, a common figure requested from clients to be in line with the new schedule 9 requirements in PCT contracts.

If you would like to submit an enquiry relating to standalone or excess liability insurance then please click the ‘Request Quote’ link above or you can contact us directly.