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Term Assurance / Mortgage Protection / Critical Illness Cover

MIC offer three main types of cover for death or critical illness.

There are three main types of cover, designed to pay you a lump sum, chosen by you at the beginning of the policy, in the event of you becoming deceased or having a critical illness as defined by the insurer.  They come in a variety of types that are outlined below:

  • Term Assurance – commonly know as life insurance is one of the most common types of policy available.  You choose the sum insured and for how long you would like the policy to last, also whether it is a single or joint policy.  The benefit chosen is paid out in the event of death of the insured during the policy term.
  • Mortgage Protection – one of the most cost effective forms of life insurance and essential if you own a home and have a outstanding mortgage upon it.  It is designed to provide your estate with a lump sum to repay your capital and interest repayment mortgage in the event of your death.
  • Critical Illness Cover – this cover is available on a standalone basis or with life cover included.  The lump sum you choose is payable if you are diagnosed with a critical illness stated in the insurers cover, or if you have life cover included which ever happens first.

Even if you already have some cover in place, let us provide you with a quotation to see if you can save money.

We are able to provide quotations from a wide range of insurers and select the best cover for you as an individual.  As an added bonus for our clients we discount the normal commission we would earn by a substantial amount and pass that saving directly on to you, in the form of lower monthly premiums.  This offer is also available on the Income Protection we provide.  To appreciate the savings you can make ask us for two quotes, one on normal commission and one on our discounted rate.  It can save you hundreds of pounds a year!

Request a quote online or or call us for free on 0800 163 870.

Accredited

Medical Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 309026.

Personal

We are committed in providing a first class service to all our clients, not just when you take out a policy, but throughout the life of your policy. We make sure that you have the support and advice needed when it comes to claiming.

Professional

We have been operating for over 30 years specialising in the insurance needs of healthcare providers and professionals. Our aim is to continue to develop, innovate, improve and reduce the cost of insurance for all our clients and future clients.

Contact us today to see how much we can help you save

Let us provide you with a quote and you can see the benefits for yourself

Call our team


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