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Company Medical Indemnity

Recent years have brought clarity regarding the extent of an individual’s indemnity coverage, highlighting that it no longer automatically extends to cover business activities. Claims are typically directed at the company that provided the service, even if an individual practitioner is at fault. Redirecting claims can be costly, underscoring the importance of comprehensive Medical Indemnity coverage for the company to manage such expenses.

Company medical indemnity insurance cover is becoming more common place, especially if you run your own company.

Over recent years there has been clarification over the scope to which an individuals medical indemnity arrangements extend. What has been established is that an individuals indemnity arrangements will no longer extend to cover the activities of the business they operate. This is due to the increased nature of how claims are put in. Claims are more than likely directed towards the business/company that provided the service at the first instance, as the business is the entity the customer obtained the services from.

Even if the company is not at fault, but an individual practitioner, the claim may initially be directed at the company that employed/sub-contracts the services of that practitioner.  Redirecting a claim can be an expensive process, which is why comprehensive Medical Indemnity cover should be obtained for the company in order to cover these costs.

Accredited

Medical Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 309026.

Personal

We are committed in providing a first class service to all our clients, not just when you take out a policy, but throughout the life of your policy. We make sure that you have the support and advice needed when it comes to claiming.

Professional

We have been operating for over 30 years specialising in the insurance needs of healthcare providers and professionals. Our aim is to continue to develop, innovate, improve and reduce the cost of insurance for all our clients and future clients.

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