Medical Indemnity Insurance

We specialise in medical indemnity insurance for consultants and specialists. Working with financially strong insurers, we help clients save up to 48% compared to previous premiums (for example, orthopaedic and gastroenterology specialists). We also provide company medical indemnity policies. Secure your professional cover with MIC today.

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Providers of medical malpractice insurance

MIC provide medical indemnity insurance for the private practice work you undertake. We can cater for almost all specialties and your application will be considered on an individual basis.

Your policy will be backed by a long-established insurer experienced in both individual and corporate medical malpractice cover.

Savings for our medical indemnity clients

We have been able to provide significant savings for our clients of up to 48% compared to their previous years premium. We provide cover for consultants and surgeons specialising in:

Orthopaedic Urology Gynaecology Gastroenterology Plastic and Reconstructive Ear, Nose & Throat Breast Surgery	Vascular Ophthalmology General Surgery Oral and Maxillofacial Colorectal Cardiology Spinal & Neurosurgery

PLEASE NOTE – For groups of consultants/surgeons, we have the ability to increase the savings.

Why choose MIC?

At MIC, we focus on giving consultants and specialists the right cover at the right price. Our partnerships with trusted insurers mean you benefit from comprehensive protection without unnecessary costs, and many of our clients make significant savings when they switch to us.

You also receive personal support from a knowledgeable team that understands the pressures of modern healthcare. We keep the process simple and provide clear guidance whenever you need it, so you can concentrate on your patients while we look after your indemnity.

Understanding the transfer

Medical malpractice cover protects you from unexpected claims and is often one of your biggest costs. It’s vital that your cover fits your practice and your risks.

MIC can also provide cover for a Company Medical Indemnity policy and Locum Insurance Cover both here in the UK and abroad.

Getting Your Quotation – You can complete our online form and we will contact you to provide the relevant activity addendum to complete. Alternatively, you can download the full proposal form and activity addendum below, whichever you prefer.

Any queries regarding our medical malpractice insurance for consultants and surgeons, please call 0800 163870 or click here to Request a Free Quote.

Product Literature

Consultants Medical Indemnity Summary and Transfer Info

Medical indemnity insurance is a type of professional liability cover for healthcare professionals. It protects against claims of malpractice, errors or omissions.

It covers the legal costs of defending against such claims, as well as any damages or settlements awarded to the plaintiff. This cover is crucial for safeguarding healthcare providers against allegations of negligent medical treatment, misdiagnosis, surgical errors, or other professional misconduct, providing them with peace of mind.

The cost varies widely based on several factors. This includes the type of healthcare professional, their specialty, location, years of experience, claims history, and the coverage limits chosen.

You can choose between two types of cover. Claims-made cover protects you based on the policy you have when the claim is made.

Occurrence cover protects you based on the policy you had when the incident occurred — even if the claim is filed years later.

Claims made is more common place in the medical industry.

Run-off cover is part of a claims-made policy. It keeps you and your estate covered after you stop practising, for example through retirement or ill health.

The claims made policies MIC provide include run-off cover as standard for a minimum of 21 years, unless advised otherwise, so there is no need to seek this cover elsewhere.

Medical malpractice insurance covers various aspects of professional liability for healthcare professionals and providers.

This offers protection against malpractice claims of negligence arising from their medical practice.

Accredited

Medical Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 309026.

Personal

We are committed in providing a first class service to all our clients, not just when you take out a policy, but throughout the life of your policy. We make sure that you have the support and advice needed when it comes to claiming.

Professional

We have been operating for over 30 years specialising in the insurance needs of healthcare providers and professionals. Our aim is to continue to develop, innovate, improve and reduce the cost of insurance for all our clients and future clients.

Contact us today to see how much we can help you save

Let us provide you with a quote and you can see the benefits for yourself

Call our team

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