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Call our teamThere is a significant amount of discussion happening within insurers and the regulator regarding Business Interruption claims, to achieve a clear way to handle the majority of contested claims. As you may be aware the FCA are asking for a court ruling on certain definitions so insurers have to consider a claim in a standardised way, a test case. Although this may not result in all claims being accepted, we hope it will provide a greater level of clarity and certainty around claims positions. The following link leads to the FCA page dedicated to this and is updated regularly. The main insurer for our policies, ARCH Insurance (UK), are taking part in this test case.
https://www.fca.org.uk/firms/business-interruption-insurance
Our current understanding of this test case is that it will follow the following format:
Our understanding from previous FCA communications is that if your claim or complaint could be affected by the test case then the insurer for your policy should be in contact to advise you. We are of course here to help where we can and provide assistance in this difficult time.
Medical Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 309026.
We are committed in providing a first class service to all our clients, not just when you take out a policy, but throughout the life of your policy. We make sure that you have the support and advice needed when it comes to claiming.
We have been operating for over 30 years specialising in the insurance needs of healthcare providers and professionals. Our aim is to continue to develop, innovate, improve and reduce the cost of insurance for all our clients and future clients.
Let us provide you with a quote and you can see the benefits for yourself
Call our teamWe are able to provide insurance products specifically for GP Practices, Consultants Private Practice, Dental Practices, Private Clinics / Hospitals, Veterinary Practices and other healthcare professionals, such as Chiropractors, Opticians and Care Homes.