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BOA Member Discounts with MIC

MIC are working with the BOA to offer its members a discount on a range of insurance policies when they switch to MIC.

MIC has worked solely with healthcare professionals and companies for nearly 30 years, arranging and advising on a range of specialist insurance covers. Over this time we have developed some of our own exclusive products, while also accessing a wide range of healthcare specialist insurers.

How do I get a quote? – In order to obtain your BOA discount please quote MICBOA26 and send your enquiry to [email protected] , call 0800 163870 or complete our  General Enquiry Form Here.

Our discount offers to BOA members are:

• Individual Medical Indemnity up to 12.5% discount – available for private practice, trainee’s, assisting surgeons and NHS only, in conjunction with our partner specialist association OTSIS.
  • Contract certain insurance policy
  • Panel of insurers offering competitive premiums
  • In-house medico-legal helpline, backed up by insurer 24/7 medico-legal cover
  • Up to 25 years of run-off cover built in, protecting you and your estate after you retire or death
  • A team of highly experienced advisers, supported by Orthopaedic clinical specialists

• Private Clinic Indemnity 10% discount – designed to cover your company and staff against medical and professional negligence claims, covering your vicarious liability exposure.
  • Covers claims directed at the company
  • Vicarious liability cover for actions of staff you are responsible for
  • Medical and Professional liability cover
  • Option to include clinical staff
  • Option to include Employers, Public and Products liability
  • Limits of £1million up to £25 million indemnity available

• Private Clinic/Hospital Property & Liabilities 15% discount – essential cover against material damage to property, business interruption and associated Employers, Public and Products liability risk.
  • All risk material damage cover to contents (buildings optional)
  • Computer and medical equipment cover
  • Refrigerated and non- refrigerated drugs cover
  • Business interruption as standard at £2,000,000, option to increase
  • Employers, Public and Products liability cover
  • Legal expenses cover

• Absence Cover 15% discount – various levels of cover to reimburse costs incurred as a result of an insured person being absent due to sickness, accident, family emergency and other circumstances.
  • Worldwide accident & sickness cover
  • Needlestick injuries
  • Personal possessions
  • Anxiety and depression
  • Winter sports cover
  • Family emergency cover
  • Suspension cover
  • Available to cover your private practice income and/or staff wages

• Hands and Eyes Cover 15% discount – provides lump sum benefits up to £1,000,000 as a result of loss to either your hands or eyes.
  • Cover for single digits/eye and whole limb
  • You choose the level of benefit starting at £25,000
  • Simple application process

We look forward to assisting you in protecting your practice.